I agree with Scott and Josh. I wouldn't let Fate be used to get around the curse. I'd also love to be the GM for that dialog.
One thing that might be worth doing given that there are several characters that ended up with the item is to post different talents, spells and skill uses that could be picked up to make effective use of that time that are in keeping with that idea. Consider the use of the spell "Advantageous Position" (Tier 2 Transformation) Normally this would be used to get a melee combatant into position to attack. You could use it to move your character in the way of the enemy, protecting a comrade or innocent and going full defensive.
If the owner is a divine spell caster, I would expect that Benediction of the Gods used to boost a target's defenses would be considered ok, be that AR or Avoidance.
With a sweep of his hat,
Paul